Andreas Kull joined Bernina Re as Chief Risk Officer on January 6th, 2020. Andreas joined from Tokio Millennium Re AG (TMR) where he served for several years as Chief Risk Officer and member of the Executive Board. He has more than 20 years of experience in risk management and actuarial roles. He joined TMR in 2015. Prior to that he was the Chief Risk Officer of AXA Winterthur. His work experience further includes consulting as an Executive Director at EY and risk management and actuarial roles at Converium and Zurich Insurance, where he started his career in 1999. Andreas is a qualified actuary with the Swiss Association of Actuaries with CERA designation and the German Association of Actuaries. He holds a Master's degree in Physics from the University of Bern and a Ph.D. in Physics from Ludwig-Maximilans-Universität in Munich, Germany. Andreas is a member of the Executive Team. In his spare time, he enjoys biking, reading and sailing, and when back in Switzerland, spending time in the mountains.